Two women are sitting at a table looking at a laptop.

Tier 1 $2K - $75K

  • 51% minimum ownership
  • TIB 6+ months
  • FICO 450+
  • Min $5,000 per month
  • Min avg. daily balance $1,000
  • Negative Days <7 in the most recent month
  • Business Checking Required
  • Business Location/Website: Required
  • Home-based applicants must demonstrate an online business presence
  • No unresolved cash advance UCCs, business funding Judgments

Tier 2 $5K – $600K

  • 51% minimum ownership
  • TIB 6+ months
  • FICO 550+
  • Min $20,000 per month
  • Min avg. daily balance $1,000
  • Negative Days <7 in the most recent month
  • Business Checking Required
  • Business Location/Website: No
  • Home-based applicants must demonstrate an online business presence
  • Max 2 positions

PREFERRED INDUSTRIES

Advertising

Agriculture, Forestry, Fishing

Ambulance

Architectural/Engineering

Assisted Facility

Auto Repair

Barber Shops

Beauty Salons

Car Rental

Car Wash

Child Day Care

Computer Systems

Design

Cosmetics/Hair

Extensions/Supply

CPA Office/Accountant

Dentist

Doctor/Physician/Specialist

Drinking Alcohol

Driving School

Drycleaner/Laundry

Employment/Staffing

Fitness Center

Florist

Food Truck

Furniture/Home Retail

Gas Station

Graphic Design

Grocery/Food/Beverage

Retail

Guns

Home Health Care

Insurance

Interior Design

Janitorial

Lab/Imaging

Landscaping

Lawyer

Food Truck

Furniture/Home Retail

Gas Station

Graphic Design

Grocery/Food/Beverage

Retail

Guns

Home Health Care

Insurance

Interior Design

Janitorial

Lab/Imaging

Landscaping

Lawyer

Restaurant - Limited-service

Septic Tank

Spa/Tattoo/Wax

Sports/Hobby/Music

Retail

Sports/Recreation

Instruction

Telecommunications

Tobacco/Vape

Trade Show/Convention

Travel

Agency/Arrangement

Tutoring

Veterinary


STANDARD

Accommodation

Appliance Repair

Auto Body Shop

Auto Dealer/New, Used [100k min. revenue]

Auto Parts/Tires

Boat/Marine

Cannabis [Core Bitty Only]

Catering

Chiropractor

Clothing/Shoes/Accessories Retail

Construction -Carpentry

Construction - Electrician

Construction - Flooring

Construction - General Remodeler

Construction - New Home Builder

Construction - Other Unclassified

Construction - Painting

Construction - Plumbing/HVAC

Construction - Roofing

Construction - Site Prep/Excavation

Consulting – Management

Drywall

Electronics/Appliance Retail

Fine Arts School

Funeral Home

General Merchandise Retail

Health/Personal Care Retail

Investment Advisor

Jewelry

Marketing

Medical Transport (non-emergency)

Movie/Music

Moving

Notary

Online Seller

Other

Arts/Entertainment/Recreation

Other Education

Other Finance

Other Misc. Retail

Other Personal Services

Other Prof/Sci/Tech Services

Other Services Buildings Dwellings

Public Administration

Real Estate Agent/Broker

Real Estate/Other Activities

Rental Center/Consumer/General

Security Guard/Investigation

Security Systems

Solar

Taxi/Limo/Shuttle

Towing/Roadside

Trucking

T-shirt/Printing

Wholesale


PROHIBITED

Bail Bonds

Crypto

Debt Collections

Gambling

Health Supplements

Money Service Businesses

Not-for-profit

Psychic Services

Religious, Grantmaking

Civic Organizations

Sexual content


Prequalification Form

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*** All files are subject to full underwriting & qualifications specified by each bank. There can be no assurance that any applicant will be approved and that credit will be offered.***

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