Reliable Payment Solutions to Help Your Business Get Paid Faster
Ohio Business Funding's Business Credit Card Processing & Merchant Services Program provides businesses with secure, reliable, and cost-effective payment processing solutions designed to improve cash flow, streamline operations, and enhance the customer payment experience. Through our network of leading payment technology providers, we help businesses accept payments wherever their customers prefer to pay—in person, online, over the phone, or on the go.
Whether you operate a retail store, restaurant, professional service firm, e-commerce business, healthcare practice, or mobile business, our merchant services solutions are customized to meet your unique payment processing needs.
Merchant Services Solutions
Our program offers a complete suite of payment processing services, including:
- Credit and Debit Card Processing
- EMV Chip Card Acceptance
- Contactless (Tap-to-Pay) Payments
- Mobile Payment Solutions
- Apple Pay®, Google Pay®, and Samsung Pay® Acceptance
- Online Payment Gateways
- E-Commerce Payment Processing
- Virtual Terminals
- Point-of-Sale (POS) Systems
- Mobile Card Readers
- ACH and Electronic Check Processing
- Recurring Billing & Subscription Payments
- Invoice Payment Solutions
- Text-to-Pay and Email Payment Links
- Gift Card and Loyalty Programs
- Customer Financing Options (where available)
Program Highlights
- Fast and secure payment processing
- Competitive processing rates through participating providers
- Next-day funding available with select programs
- Accept payments online, in-store, or remotely
- Advanced fraud protection and payment security
- PCI DSS-compliant payment solutions
- Integration with many accounting, POS, and e-commerce platforms
- Dedicated customer support and technical assistance
- Scalable solutions for businesses of all sizes
Common Benefits
Businesses use our merchant services solutions to:
- Accept more payment methods
- Improve customer convenience
- Increase sales opportunities
- Accelerate cash flow
- Simplify payment reconciliation
- Reduce manual processing
- Enhance payment security
- Improve operational efficiency
- Support both in-person and online sales
Industries We Serve
Merchant services are available for a wide range of industries, including:
- Retail
- Restaurants and Hospitality
- Medical and Healthcare
- Professional Services
- Contractors and Home Services
- Automotive
- E-Commerce
- Manufacturing
- Wholesale and Distribution
- Nonprofit Organizations
- Salons and Spas
- Fitness Centers
- Transportation and Logistics
- Professional Offices
Why Choose Ohio Business Funding?
Ohio Business Funding partners with trusted payment processing providers to deliver modern merchant services that help businesses operate more efficiently while improving the customer experience. Our payment specialists evaluate your business needs and recommend solutions that align with your industry, transaction volume, and growth objectives.
We assist with every step of the process—from selecting the right payment solution to installation, onboarding, and ongoing support.
Features Available
Depending on the selected solution, your business may have access to:
- Wireless and countertop payment terminals
- Cloud-based POS systems
- Mobile payment applications
- Integrated inventory management
- Employee management tools
- Sales reporting and analytics
- Customer relationship management (CRM) integrations
- Secure online checkout solutions
- Automated recurring billing
- Multi-location payment management
Basic Qualifications
To get started, businesses typically need:
- A registered U.S.-based business
- Business checking account
- Business formation documents
- Valid government-issued identification
- Estimated monthly processing volume
- Information about your current payment processing setup (if applicable)
Ideal For Businesses Looking To
- Accept credit and debit card payments
- Expand into e-commerce
- Upgrade outdated payment equipment
- Reduce payment processing complexity
- Improve cash flow with faster funding
- Enhance customer payment options
- Streamline business operations
- Scale payment processing as the business grows
Important Disclosure
Merchant services are provided through participating payment processing partners. Processing rates, fees, funding timelines, equipment availability, and service features vary based on the provider, business type, transaction volume, and underwriting approval. Ohio Business Funding is not a payment processor and works with a network of merchant services providers to help businesses identify payment solutions that best meet their operational needs. Applicants should carefully review all processing agreements, pricing schedules, and terms before enrolling in any merchant services program.