Equipment Financing & Leasing

Acquire the Equipment Your Business Needs Without Tying Up Working Capital


Ohio Business Funding's Equipment Financing & Leasing Program helps businesses acquire the equipment, machinery, vehicles, and technology they need to grow while preserving cash flow. Through our network of trusted financing partners, we offer flexible financing and leasing solutions for both new and used equipment across a wide range of industries.

Whether you're purchasing construction equipment, manufacturing machinery, medical devices, restaurant equipment, commercial vehicles, or office technology, our program provides customized financing options designed to fit your business goals and budget.


Program Highlights

  • Financing from $10,000 to $10 million+ (subject to qualifications)
  • Finance both new and used equipment
  • Equipment lease and equipment loan options available
  • Competitive fixed payment structures
  • Flexible repayment terms, typically ranging from 24 to 84 months
  • Fast application and approval process for qualified businesses
  • Preserve working capital while acquiring essential assets
  • Financing available for startups and established businesses, depending on program eligibility


Equipment We Finance

Our program supports financing for a wide variety of equipment, including:

  • Construction equipment
  • Manufacturing machinery
  • Commercial vehicles and fleet equipment
  • Medical and dental equipment
  • Restaurant and food service equipment
  • Agricultural and farming equipment
  • Office furniture and technology
  • Computers and IT infrastructure
  • Printing and packaging equipment
  • Warehousing and material handling equipment
  • Fitness equipment
  • Landscaping equipment
  • Heavy-duty trucks and trailers
  • Specialty industry equipment


Benefits of Equipment Financing

  • Preserve cash flow by avoiding large upfront purchases
  • Spread the cost of equipment over manageable monthly payments
  • Keep existing lines of credit available for other business needs
  • Upgrade equipment without significant capital expenditures
  • Potential tax advantages (consult your tax advisor)
  • Improve operational efficiency with newer equipment
  • Support business growth without delaying purchases


Equipment Leasing Benefits

For businesses that prefer leasing, equipment leasing may offer:

  • Lower monthly payments
  • Easier equipment upgrades
  • Flexible end-of-lease options
  • Reduced upfront costs
  • Access to newer technology and equipment
  • Improved cash flow management


Basic Qualifications

Qualification requirements vary by lender and financing program, but businesses generally benefit from:

  • A registered U.S.-based business
  • Demonstrated ability to repay the financing
  • Satisfactory personal and/or business credit
  • Business bank account
  • Equipment quote or invoice from the vendor
  • Time in business requirements may vary depending on the financing program


Documentation may include:

  • Equipment quote or purchase agreement
  • Business bank statements
  • Business tax returns (if applicable)
  • Profit and Loss Statement
  • Balance Sheet
  • Government-issued identification
  • Business formation documents


Why Choose Ohio Business Funding?

Ohio Business Funding works with a nationwide network of banks, equipment finance companies, and commercial leasing providers to help businesses secure financing tailored to their equipment needs. Our funding advisors compare multiple financing options to help clients obtain competitive rates, flexible terms, and financing structures that align with their business objectives.

From application through funding, we provide personalized guidance to simplify the financing process and help businesses acquire

the equipment they need with confidence.



Ideal For Businesses Looking To

  • Purchase new or used equipment
  • Replace aging machinery
  • Expand production capacity
  • Upgrade technology
  • Grow a vehicle fleet
  • Improve operational efficiency
  • Preserve working capital
  • Finance large capital equipment purchases


Important Disclosure

All financing and leasing options are subject to lender approval. Financing amounts, lease terms, interest rates, payment structures, equipment eligibility, and program requirements vary based on the applicant's qualifications, equipment type, and participating lender guidelines. Ohio Business Funding is not a direct lender and works with a network of financing and leasing partners to help identify solutions that best meet each client's business needs.

APPLY NOW