PAYROLL LOAN

Payroll loan, also known as payroll financing or invoice factoring, is a financial solution that provides businesses with immediate cash to cover payroll expenses. It’s particularly helpful for companies that experience a gap between paying their employees and receiving payments from customers. By accessing funds quickly, businesses can ensure timely payroll without waiting for outstanding invoices to be settled.

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To qualify for this funding program, you need:


  • No personal credit needed.
  • Need business gross monthly revenue of at least $20,000.
  • The business time in business must be a minimum of 6 months.

FREQUENLTY ASKED QUESTIONS

  • How does this process work?

    Complete the application to the left and receive offers for amount, rate and term.

  • Is there an impact on credit?

    Soft credit pulls are used to obtain offers. Hard pulls are done at funding only.

  • Do I get a funding adviser?

    Yes, a dedicated advisor will work with you to obtain the capital you need.

  • Am I going to get contacted by lenders?

    Lenders only contact you after you accept their funding offers.

  • Does it cost anything to apply?

    There are no costs involved in receiving offers. There are closing fees.

  • Am I under any obligation?

    You are under no obligation to accept any funding offers.

  • If I have questions who do I talk to?

    After submitting, you are provided the email and phone number of your funding advisor.

Submit information about your request, the business and the owners to receive amount, rate and term offers.


  • Requested loan information
  • Information about the business
  • Information about the owners

*** All files are subject to full underwriting & qualifications specified by each bank. There can be no assurance that any applicant will be approved and that credit will be offered.***

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