Commercial Real Estate

Financing Solutions for Business Owners, Investors, and Commercial Property Acquisition


Ohio Business Funding's Commercial Real Estate Loan Program provides financing solutions for businesses and real estate investors looking to purchase, refinance, renovate, or develop commercial properties. Through our nationwide network of banks, credit unions, private lenders, and commercial mortgage providers, we help clients secure financing tailored to their business objectives and investment strategies.


Whether you're purchasing your first commercial property, expanding your business footprint, refinancing an existing mortgage, or investing in income-producing real estate, our experienced financing advisors will help you identify competitive lending options that align with your goals.


Commercial Real Estate Financing Solutions

We offer financing for a wide range of commercial property types, including:

  • Office Buildings
  • Retail Centers
  • Industrial & Warehouse Facilities
  • Mixed-Use Developments
  • Multifamily Apartment Buildings
  • Medical & Professional Offices
  • Hospitality Properties
  • Self-Storage Facilities
  • Manufacturing Facilities
  • Churches & Religious Facilities
  • Land Acquisition
  • Commercial Construction Projects
  • Owner-Occupied Properties
  • Investment Properties


Program Highlights

  • Loan amounts from $100,000 to $50 million+ (subject to qualifications)
  • Competitive fixed and variable interest rate options
  • Terms of up to 30 years for eligible programs
  • Financing for purchases, refinancing, and cash-out transactions
  • SBA 504 and SBA 7(a) commercial real estate options available
  • Construction and bridge financing available through participating lenders
  • Financing available nationwide
  • Dedicated commercial lending specialists throughout the process


Common Uses

Commercial real estate financing can be used to:

  • Purchase business property
  • Expand business operations
  • Refinance existing commercial mortgages
  • Acquire investment properties
  • Finance commercial construction
  • Renovate or improve existing properties
  • Purchase land for future development
  • Complete tenant improvements
  • Consolidate eligible commercial debt
  • Access equity through cash-out refinancing


Benefits of Commercial Real Estate Financing

  • Build long-term business equity
  • Preserve working capital
  • Secure financing for business expansion
  • Potential tax advantages (consult your tax advisor)
  • Long repayment terms available
  • Flexible financing structures
  • Competitive commercial lending options
  • Financing tailored to owner-occupied and investment properties


Basic Qualifications

Qualification requirements vary by lender and loan program but generally include:

  • Registered U.S.-based business or qualified real estate investor
  • Satisfactory personal and/or business credit history
  • Demonstrated repayment ability
  • Down payment or equity contribution, when required
  • Property that meets lender eligibility guidelines
  • Financial documentation supporting the transaction


Documentation may include:

  • Purchase Agreement (for acquisitions)
  • Business Tax Returns
  • Personal Tax Returns
  • Profit & Loss Statement
  • Balance Sheet
  • Business Bank Statements
  • Personal Financial Statement
  • Rent Roll (investment properties)
  • Property Operating Statements
  • Business Formation Documents
  • Government-Issued Identification


Why Choose Ohio Business Funding?

Ohio Business Funding works with a nationwide network of commercial lenders to provide financing solutions for businesses and investors across nearly every commercial real estate sector. Our experienced advisors compare multiple lending options to help clients identify competitive financing structures based on their property type, financial profile, and long-term objectives.

From prequalification through closing, we guide clients through every step of the commercial lending process to help make financing as efficient and straightforward as possible.


Ideal For

  • Business owners purchasing their own building
  • Commercial real estate investors
  • Property developers
  • Franchise owners
  • Medical and professional practices
  • Manufacturers and distributors
  • Retail businesses
  • Multi-location businesses
  • Land developers
  • Commercial property owners seeking refinancing


Important Disclosure

Commercial real estate financing is subject to lender approval, underwriting, appraisal, property review, and eligibility requirements. Loan amounts, interest rates, repayment terms, loan-to-value ratios, and qualification standards vary by lender and transaction type. Ohio Business Funding is not a direct lender and works with a network of participating commercial lending partners to help identify financing solutions that best meet each client's needs. Applicants should carefully review all financing terms and consult with their legal, financial, and tax advisors before completing any commercial real estate transaction.

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