To qualify for this funding program, you need:
Credit Policy
- FICO SBSS 155+
- No Bankruptcy in the previous 3 years
- Not currently in any active lawsuit, litigation, or divorce
- Judgments are subject to case-by-case review
- Felonies are subject to case-by-case review
- Tax liens must be paid or on an approved payment plan
- Life insurance is not required
- 2 years of Business/Personal (start-ups) Tax Returns
- Interim Financials (P&L and BS dated within 60 days)
- Debt Schedule
- PFS
- ID, driver’s license, or passport
- SBA Form 1919
- Collateral (start-ups)
Lending Restrictions
- Standard SBA ineligible industries (i.e., Investment real estate, marijuana, prurient sexual nature, non-profits, religious organizations, businesses engaged in lending, speculative businesses, etc.);
- Transportation / Logistics;
- Construction, Renovations, and Leasehold Improvements (cosmetic improvements ok);
- Refinance of MCAs is considered on a case-by-case basis.

*** All files are subject to full underwriting & qualifications specified by each bank. There can be no assurance that any applicant will be approved and that credit will be offered.***
