TRUCK OR UTILITY VEHICLES
Truck or utility vehicle
financing, also known as a truck loan, is a type of loan that allows individuals or businesses to purchase a truck or utility vehicle by borrowing money from a lender. The borrower then repays the loan, typically with interest, over a set period. This allows buyers to acquire the vehicle without paying the full cost upfront.
To qualify for this funding program, you need:
- Any owner or officer with 680 or greater FICO score can sign.
- Average gross monthly revenue that is greater than $3,000.
- To be in business at least 6 months.
- There can be no bankruptcy on any business or personal credit reports.
- There can be no judgments, liens or charge-offs on any credit reports.
FREQUENLTY ASKED QUESTIONS
How does this process work?
Complete the application to the left and receive offers for amount, rate and term.
Is there an impact on credit?
Soft credit pulls are used to obtain offers. Hard pulls are done at funding only.
Do I get a funding adviser?
Yes, a dedicated advisor will work with you to obtain the capital you need.
Am I going to get contacted by lenders?
Lenders only contact you after you accept their funding offers.
Does it cost anything to apply?
There are no costs involved in receiving offers. There are closing fees.
Am I under any obligation?
You are under no obligation to accept any funding offers.
If I have questions who do I talk to?
After submitting, you are provided the email and phone number of your funding advisor.
Submit information about your request, the business and the owners to receive amount, rate and term offers.
- Requested loan information
- Information about the business
- Information about the owners
*** All files are subject to full underwriting & qualifications specified by each bank. There can be no assurance that any applicant will be approved and that credit will be offered.***