PERSONAL CREDIT CARDS
Personal credit cards are designed for individuals to manage their everyday expenses like groceries, household items, and personal spending. They differ from business credit cards which are meant for business expenditures.
To qualify for this funding program, you need:
- A guarantor with 20% or more ownership to have 700+ FICO scores.
- Owner's personal annual income must be $75,000 or greater
- There can be no bankruptcy on any business or personal credit reports.
- There can be no judgments, liens or charge-offs on any credit reports.
FREQUENLTY ASKED QUESTIONS
How does this process work?
Complete the application to the left and receive offers for amount, rate and term.
Is there an impact on credit?
Soft credit pulls are used to obtain offers. Hard pulls are done at funding only.
Do I get a funding adviser?
Yes, a dedicated advisor will work with you to obtain the capital you need.
Am I going to get contacted by lenders?
Lenders only contact you after you accept their funding offers.
Does it cost anything to apply?
There are no costs involved in receiving offers. There are closing fees.
Am I under any obligation?
You are under no obligation to accept any funding offers.
If I have questions who do I talk to?
After submitting, you are provided the email and phone number of your funding advisor.
Submit information about your request, the business and the owners to receive amount, rate and term offers.
- Requested loan information
- Information about the business
- Information about the owners
*** All files are subject to full underwriting & qualifications specified by each bank. There can be no assurance that any applicant will be approved and that credit will be offered.***